Corporate Legal Services

You should consider restructuring whenever your business experiences significant growth in revenue or retained earnings, when you are planning a business sale or succession, when your personal financial goals change significantly, or when new tax legislation creates opportunities your current structure cannot capture. Many business owners set up a basic corporate structure early in their career and never revisit it — missing years of tax savings and asset protection opportunities that a properly designed structure would have delivered automatically.

A holding company is a separate corporation that holds the assets, investments, and retained earnings of your operating business. It creates a protective barrier between your active business operations and your accumulated wealth — ensuring that business liabilities can never threaten the assets you have built over years of hard work. Beyond protection, a holding company enables powerful tax planning strategies including income splitting, capital gains exemption planning, and tax-efficient wealth transfer to the next generation. If your corporation is accumulating retained earnings, a holding company is almost always worth serious consideration.

Proper corporate structuring is the foundation of every successful business succession plan. By implementing the right structure well in advance of a sale or transfer, we ensure your shares qualify for the Lifetime Capital Gains Exemption, your family members can participate in the growth of the business tax-efficiently, and the transition — whether to a family member, a partner, or an external buyer — happens as smoothly and tax-efficiently as possible. Succession planning is not something to think about when you are ready to leave — it is something to build toward from the very beginning.